Office of fair trading annual reports description this series contains annual reports of the director general of fair trading to the secretary of state under s 125 of the fair trading act 1973 the annual reports include reports on the work of the consumer protection advisory committee up to the year 1981 and reports on the work of the monopolies and mergers commission . The director general of fair trading the director in exercising powers conferred on him by regulation 8 of the unfair terms in consumer contracts regulations 1994 si 1994 3159 the regulations sought an injunction to restrain use of or reliance on one such standard term on the ground that it was unfair the bank resisted the directors application on two grounds the first rejected . Director general of fair trading v first national bank plc 2001 ukhl 52 is the leading case on the unfair terms in consumer contracts regulations 1999it was an action to test the fairness of clauses in loan agreements which secured a banks commercial interest rates after a debtor that had defaulted and they had been to court to determine their repayment scheme. Annual report of the director general of fair trading for the period january 1980 to december 1980 to the secretary of state for trade full text ref isbn 0102354812 hc 354 1980 81 pdf 6 . Annual report of the director general of fair trading for january to december 1991 to the secretary of state for trade and industry full text ref isbn 0102038937 hc 38 1992 93 pdf 496mb
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